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Terms & Conditions

Last updated: 12 October 2026

Welcome to the Dayaram Investments website. By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.

1. About us

Dayaram Investments ("we", "us", "our") helps clients with investment planning and with access to mutual funds, Systematic Investment Plans (SIPs), life and health insurance, business loans and retirement planning products. These products are issued and managed by third-party companies such as asset management companies, insurers and lenders ("product providers"). We are not the issuer of these products.

2. Information only, not an offer

The content on this website is for general information and educational purposes only. It does not constitute an offer, solicitation, or recommendation to buy or sell any financial product, and it is not personalised investment, tax or legal advice. Please consult us directly, and read all product documents, before making any financial decision.

3. Market risk disclaimer

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. The value of investments can go up as well as down. Past performance is not an indicator of future returns, and there is no assurance that the objective of any scheme or plan will be achieved.

Insurance is the subject matter of solicitation. Loan approval, interest rates and terms are decided solely by the respective lender.

4. Third-party products and logos

Names and logos of product providers shown on this website are trademarks of their respective owners and are displayed only to indicate the companies whose products we work with. Their display does not imply endorsement of Dayaram Investments by those companies. The terms, features and performance of each product are governed by the product provider's own documents.

5. Enquiries and communication

When you submit an enquiry or contact us by phone, email or WhatsApp, you agree that we may contact you on the details you provide in order to respond to your enquiry. You are responsible for ensuring that the information you share is accurate. How we handle your information is explained in our Privacy Policy.

6. Acceptable use

You agree not to:

7. Intellectual property

The text, design, graphics, logo and other content on this website belong to Dayaram Investments or are used with permission, and are protected by applicable intellectual property laws.

8. Links to other websites

This website may link to third-party websites or apps (for example WhatsApp or Instagram). We do not control and are not responsible for their content, availability or privacy practices.

9. Limitation of liability

We make reasonable efforts to keep the information on this website accurate and up to date, but we do not guarantee that it is complete, current or error-free. To the fullest extent permitted by law, Dayaram Investments is not liable for any loss or damage arising from the use of, or reliance on, this website or its content.

10. Changes to these terms

We may update these Terms & Conditions from time to time. The updated version will be posted on this page with a new "Last updated" date. Continued use of the website after changes means you accept the updated terms.

11. Governing law

These terms are governed by the laws of India. Any dispute relating to this website is subject to the exclusive jurisdiction of the competent courts at the place where Dayaram Investments has its principal place of business.

12. Contact us

For any questions about these terms, please contact us:

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